Commercial Trucking Insurance

As a private carrier, you are responsible for hauling goods in your truck for your company or employer. Whether you work in construction, excavation, manufacturing, or any other private carrier capacity, we have truck insurance solutions.
Primary Liability:
Every trucker/trucking company under their authority must carry primary liability coverage on all owned units and either provide this insurance for their leased vehicles or ensure that the leased operator maintains it on their own. Generally, the motor carrier provides this coverage for the leased operators, but there are rare instances when this is different.
Cargo Insurance:
Provides coverage for loss or damage to the property a truck is transporting (the load). Generally, though only sometimes, it's provided by the motor carrier for leased operators.

Physical Damage (Collision, Specified Perils) - Provides coverage for repair or replacement for damage resulting from a covered loss (collision, fire, theft, hail, windstorm, earthquake, flood, mischief, or vandalism) to owned vehicles.

Occupational Accident - Product designed specifically for owner-operators in the trucking industry. In most states, owner-operators can opt out of state-mandated workers' compensation coverage by being self-employed. While not the same as workers' compensation, occ/acc is similar in scope and intent. Most motor carriers require their leased operators to be covered by worker's compensation or occ/acc at the leased operator's expense. For those who qualify, occ/acc is generally a lower-cost alternative.

KAVI Insurance Agency offers free, comparative quotes on Commercial Trucking Insurance from multiple insurance carriers so you can get the best possible rate.

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